Shopping for car insurance is challenging because there is no best provider concept. Each provider offers a better experience and deals for a different kind of driver. This is why two people can apply to the same provider and get completely different price ranges. Your insurance rates depend on many factors, such as age, driving record, credit score, type of vehicle, and location.
Coverage Vista is a new auto insurance company on the block. They negotiate better auto insurance rates than if you shop directly.
Your vehicle is the biggest factor in your insurance
Some insurance providers are better for certain types of vehicles. If you have a large truck or a luxury vehicle it would be more expensive to replace therefore more expensive to insure. Also, your location plays a big role, some providers, such as Tennessee Farmers are better for a 2017 Audi R8, while a 2015 model would be better with Progressive.
Location is the second biggest factor in the equation
Geographic concerns play a large factor in how insurance providers determine their rates. For example, in states where hail and flooding are common you’ll see a major increase in automobile insurance rates. Also, cities with crowded populations, such as Los Angeles, result in common accidents leading to 20% higher rates than the national average. Each insurance provider evaluates these risks differently and you’ll see rates that will commonly vary by more than 200%.
Finding the best insurance is like fishing without a rod
We believe that personal freedom and financial health are essential to flourishing. Coverage Vista was created by a group of car enthusiasts who were tired of shopping for auto insurance the old way. It typically took a day of calling insurance providers to get the best deal. But we prefer to keep life simple, so we took this process, automated it, and called it Coverage Vista.
Providers don’t want you to shop for better rates.
Unlike other memberships, insurance is something you pay for many years. Every dollar on your premium quickly adds up over time. If you prefer to talk to one of our agents, call today and find out how much you could be saving.